Maximizing Rewards
The Capital One Spark Classic for Business card earns 1% cash back on all purchases with no bonus spending categories or a sign-up bonus, so you can maximize your rewards simply by using the card as you normally would.
Comparisons to Other Cards
Benefits: Both cards have cardholder benefits including an auto rental collision damage waiver, purchase security, extended warranty coverage, and travel and emergency assistance services.
Annual fee: The Capital One Spark Classic for Business card has an annual fee of $0, and the Capital One Spark Cash Select for Business card has no annual fee.
Rewards: You will earn 1% cash back on all purchases with the Capital One Spark Classic for Business card. The Capital One Spark Cash Select for Business card earns 1.5% cash back on all purchases.
Sign-up bonus: There is not a sign-up bonus with the Capital One Spark Classic for Business card. With the Capital One Spark Cash Select for Business, you can earn a $200 cash bonus when you spend $3,000 on purchases within three months from account opening.
Benefits: Both cards offer benefits including an auto rental collision damage waiver, purchase security, extended warranty coverage, and travel and emergency assistance services.