The Citi / AAdvantage Executive World Elite Mastercard earns 2 miles per dollar on eligible American Airlines purchases, so using this card to fly with American Airlines is a good way to maximize rewards. The card earns 1 mile per dollar on all other purchases. It’s a good idea to plan to spend after spending $5,000 in purchases within the first 3 months of account opening if you want to earn this card’s sign-up bonus, worth 50,000 miles.
- Annual fee: This card has an annual fee of $450.
- Balance transfer fee: The balance transfer fee for Citi / AAdvantage Executive World Elite Mastercard is either $5 or 5% of the amount of each transfer, whichever is greater.
- Foreign transaction fee: There are no foreign transaction fees with this card.
- Cash advance fee: The Citi / AAdvantage Executive World Elite Mastercard has a cash advance fee of either $10 or 5% of the amount of each cash advance, whichever is greater.
- Late payment fee: The late payment fee on this card can be up to $41.
- Returned payment fee: The returned payment fee on the Citi / AAdvantage Executive World Elite Mastercard can be up to $41.
Citi / AAdvantage Executive World Elite Mastercard has an APR of 18.24% – 27.24% (Variable) for purchases and balance transfers, based on creditworthiness.
Annual fee: Citi / AAdvantage Executive World Elite Mastercard has an annual fee of $450, and the United Club Infinite Card has a $525 annual fee.
Rewards: The Citi / AAdvantage Executive World Elite Mastercard earns 2 miles per dollar on eligible American Airlines purchases and 1 mile per dollar on all other purchases. The United Club Infinite Card earns 4 miles per dollar spent with United Airlines; 2 miles per dollar on other travel, including hotels, trains and cruise lines; 2 miles per dollar on dining at restaurants and with eligible delivery services; and 1 mile per dollar on all other purchases.
Sign-up bonus: The Citi / AAdvantage Executive World Elite Mastercard earns 50,000 bonus miles when you spend after spending $5,000 in purchases within the first 3 months of account opening. With the United Club Infinite Card, you’ll earn 80,000 bonus miles after you spend $5,000 on purchases in the first three months from account opening.
Benefits: The Citi / AAdvantage Executive World Elite Mastercard includes an Admirals Club membership, a Global Entry or TSA PreCheck fee credit, concierge service, and a 25% discount on in-flight food and beverage purchases. The United Club Infinite Card offers a United Club membership, upgrades and perks at hotels and resorts, trip cancellation insurance, and extended warranty coverage.
Annual fee: Citi / AAdvantage Executive World Elite Mastercard has an annual fee of $450, and the Southwest Rapid Rewards Premier Credit Card has an annual fee of $99.
Rewards: The Citi / AAdvantage Executive World Elite Mastercard earns 2 miles per dollar on eligible American Airlines purchases and 1 mile per dollar on all other purchases. The Southwest Rapid Rewards Premier Credit Card earns earns three points per dollar on Southwest purchases, two points on local transit and commuting, including rideshare, and two points on internet, cable, phone services, and select streaming.
Sign-up bonus: The Citi / AAdvantage Executive World Elite Mastercard earns 50,000 bonus miles when cardholders spend $5,000 in purchases within three months of opening the account. The Southwest Rapid Rewards Premier Credit Card earns a 50,000 bonus points after spending $1,000 on purchases in the first 3 months.
Benefits: The Citi / AAdvantage Executive World Elite Mastercard includes an Admirals Club membership, a Global Entry or TSA PreCheck fee credit, priority check-in when cardholders fly with American Airlines, and a first checked bag free on domestic American Airlines itineraries for cardholders and up to eight traveling companions. The Southwest Rapid Rewards Premier Credit Card includes free first and second checked bags, 6,000 bonus points after each cardholder anniversary, lost luggage reimbursement, and baggage delay insurance.
- Frequently fly with American Airlines.
- Earn miles and use perks enough to offset the $450 annual fee.