Fiona can help consumers find loans for debt consolidation, credit card refinancing, home improvements, weddings, moving and more. You may be able to find unsecured loans, lines of credit or secured loans from Fiona’s partners. Lenders may apply other loan restrictions. Other services available from Fiona include matching consumers with personalized credit card offers and high-yield savings accounts.

Fiona can match consumers with preapproved and prequalified loan offers from its network of providers. Users can submit a single application with Fiona and see loan offers in under a minute. Each lender has its own product offerings and credit requirements, but almost any credit score can be matched, according to Fiona.

Fiona considers several factors when matching you with loan offers, including annual percentage rate, how fast you need the funds and the loan terms. The entire process from application to receipt of the funds is done electronically, with no paperwork needed. You can also use Plaid, a service that uses your bank account credentials to confirm your personal information and pre-populate most of Fiona’s personal information form. Loans can be funded in as little as one business day.

There is no cost to use Fiona. The application process with all of Fiona’s lenders is free, but you may have to pay an origination fee of between 1% and 6%. The origination fee will be deducted from the loan proceeds you receive and is included in the APR you see. Lenders may also charge other fees, including late payment fees. You should check with the lender directly to confirm terms, fees and conditions.

To be matched with personal loan lenders on Fiona, you need to complete an online application. The application process is free and will not affect your credit score. Once you enter information, including why you need the loan and how much you need to borrow, Fiona will provide you with a curated list of loan offers from Fiona’s network of lenders. You can search for loans of up to $250,000 through Fiona.

When you accept a loan offer, you’ll be redirected to the loan provider’s website to complete the loan. The remainder of the application process is done directly with the lender, but Fiona will help pre-populate the application with the information you supplied in your initial application when it is possible to do so.

The minimum credit score to qualify for a loan depends on the lender, but Fiona says its network of more than 30 lenders includes loans suitable for almost any credit score.

Fiona is a fully digital service that operates in all 50 states.

Fiona’s customer service is available via phone at 800-614-7505, via email at or by filling out the contact form on the company website. Fiona promises to respond within 24 to 48 hours to acknowledge receipt of your inquiry. They try to resolve all inquiries as soon as possible, but may need to contact you for additional information.

Fiona offers a range of online services. You can complete the personal loan process from application to receipt of funds online. You can also find lenders to refinance existing loans or search for high-yield savings accounts.

Fiona also has a suite of educational articles related to the financial services it offers. Topics discussed include loans, insurance, savings accounts, mortgages, credit cards and credit scores.

  • People who want an online loan experience.
  • People who need a quick loan process.
  • People who want to compare a variety of loan offers quickly.

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By Richard

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