How to Maximize Rewards With the Hilton Honors American Express Card
The fastest way to earn points is to spend a lot at Hilton properties and at U.S. supermarkets, U.S. restaurants and U.S. gas stations, all of which earn bonus points with the card.
Purchases made at a Hilton hotel or resort earn the most points, at seven base points for every dollar spent. You’ll also earn five points for every dollar of eligible purchases at U.S. restaurants, U.S. supermarkets and U.S. gas stations. All eligible purchases outside of these categories earn three points per dollar spent. The points you earn are credited to your Hilton Honors account within 12 weeks of the end of your billing period.
The Hilton Honors American Express Card offers an opportunity to earn 100,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership. Plus, you can earn up to $100 in Statement Credits on eligible purchases made on the Card at any of the Hilton family hotels in the first 12 months of Membership. This card has a low spending requirement to earn the introductory offer compared with other cards offering a similar introductory bonus value.
How to Redeem Rewards With the Hilton Honors American Express Card
The Hilton Honors American Express Card rewards users through Hilton Honors points, which can be redeemed for free stays at Hilton hotels worldwide. Aside from hotel stays, you can use your points for VIP experiences such as concerts, dining and sporting events; Lyft rides; rental cars through Alamo, National or Enterprise; or shopping at Amazon.com or via the Hilton online mall.
Points can also be pooled with up to 10 other members or gifted or transferred to someone else. If you don’t have enough points for a certain reward, you can purchase up to earn 100,000 Hilton Honors Bonus Points points per calendar year.
What Is the Hilton Honors American Express Card’s APR?
The Hilton Honors American Express Card charges an APR of 17.99% – 26.99% Variable, depending on your creditworthiness and other factors at account opening, such as the prime rate.
What Are the Fees Associated With the Hilton Honors American Express Card?
- Annual fee: This card does not have an annual fee.
- Balance transfer fee: The Hilton Honors American Express Card does not offer a balance transfer option.
- Cash advance fee: This card has a cash advance fee of either $10 or 5% of the amount of each cash advance, whichever is greater.
- Foreign transaction fee: The Hilton Honors American Express Card doesn’t charge a foreign transaction fee.
- Penalty fee: You will pay up to $40 for a late or returned payment (See Rates & Fees).
- Over-limit fee: The Hilton Honors American Express Card does not charge an over-limit fee.
FAQs About the Hilton Honors American Express Card
Q: What credit score do you need for the Hilton Honors American Express Card?
A: You’ll need good to excellent credit to qualify for the Hilton Honors American Express Card. That’s a FICO score of at least 670.
For rates and fees of the Hilton Honors American Express Card, (See Rates & Fees).
Should You Get the Hilton Honors American Express Card?
- Prefer to pay no annual fee.
- Frequently spend in bonus categories.
- Stay at Hilton hotels or resorts when you travel.